/* Master CSS — extracted from all 69 HTML files */

:root{--navy:#0B1F3A;--deep-navy:#071427;--gold:#C9A84C;--gold-light:#E8C97A;--red:#C0392B;--white:#FFFFFF;--off-white:#F7F5F0;--light-gray:#EAEAEA;--mid-gray:#888;--text:#1A1A2E;--body-font:'Source Sans 3',sans-serif;--heading-font:'Playfair Display',serif}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
body{font-family:var(--body-font);color:var(--text);background:var(--white);font-size:17px;line-height:1.7}
.topbar{background:var(--deep-navy);color:var(--gold-light);text-align:center;padding:10px 20px;font-size:14px;letter-spacing:.04em}
.topbar a{color:var(--gold-light);font-weight:700;text-decoration:none}
header{background:var(--navy);display:flex;align-items:center;justify-content:space-between;padding:20px 60px;position:sticky;top:0;z-index:100;border-bottom:3px solid var(--gold)}
.logo{color:var(--white);font-family:var(--heading-font);font-size:20px;text-decoration:none;display:block}
.logo span{color:var(--gold)}
nav a{color:rgba(255,255,255,.85);text-decoration:none;margin-left:28px;font-size:14px;font-weight:600;letter-spacing:.05em;text-transform:uppercase}
nav a:hover{color:var(--gold)}
.header-cta{background:var(--gold);color:var(--navy)!important;padding:10px 22px;border-radius:4px;font-weight:700!important;margin-left:36px!important}
.hero-pg{background:linear-gradient(135deg,var(--deep-navy) 0%,var(--navy) 60%,#162d52 100%);padding:80px 60px 70px;position:relative;overflow:hidden}
.hero-pg::before{content:'';position:absolute;top:0;left:0;right:0;bottom:0;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='60' height='60'%3E%3Cpath d='M0 60L60 0M-10 10L10-10M50 70L70 50' stroke='rgba(201,168,76,0.07)' stroke-width='1'/%3E%3C/svg%3E");pointer-events:none}
.hero-pg-inner{max-width:900px;margin:0 auto;position:relative}
.breadcrumb{color:rgba(255,255,255,.45);font-size:13px;margin-bottom:20px}
.breadcrumb a{color:var(--gold-light);text-decoration:none}
.breadcrumb span{margin:0 8px}
.eyebrow{color:var(--gold);font-size:12px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;margin-bottom:14px;display:flex;align-items:center;gap:12px}
.eyebrow::before{content:'';display:block;width:36px;height:2px;background:var(--gold)}
h1{font-family:var(--heading-font);font-size:clamp(32px,4.5vw,50px);color:var(--white);line-height:1.15;margin-bottom:20px;font-weight:900}
h1 em{color:var(--gold);font-style:normal}
.hero-sub{color:rgba(255,255,255,.72);font-size:18px;margin-bottom:32px;font-weight:300;max-width:680px}
.btn-group{display:flex;gap:14px;flex-wrap:wrap}
.btn-primary{background:var(--gold);color:var(--navy);padding:14px 30px;border-radius:5px;font-weight:700;font-size:15px;text-decoration:none;letter-spacing:.03em;display:inline-flex;align-items:center;gap:8px;transition:background .2s}
.btn-primary:hover{background:var(--gold-light)}
.btn-secondary{background:transparent;color:var(--white);border:2px solid rgba(255,255,255,.35);padding:14px 30px;border-radius:5px;font-weight:600;font-size:15px;text-decoration:none;transition:border-color .2s}
.btn-secondary:hover{border-color:var(--gold);color:var(--gold)}
section{padding:72px 60px}
.section-inner{max-width:1100px;margin:0 auto}
.section-label{font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin-bottom:10px}
h2{font-family:var(--heading-font);font-size:clamp(26px,3.5vw,38px);color:var(--navy);line-height:1.2;margin-bottom:18px}
h3{font-family:var(--heading-font);font-size:20px;color:var(--navy);margin-bottom:10px}
h4{font-family:var(--heading-font);font-size:17px;color:var(--navy);margin-bottom:8px}
p{margin-bottom:15px;color:#3a3a4e}
.lead{font-size:18px;font-weight:300;color:#444;margin-bottom:24px}
.divider{width:56px;height:3px;background:var(--gold);margin:0 0 28px}
.no-fee-banner{background:var(--gold);color:var(--navy);text-align:center;padding:13px;font-weight:700;font-size:15px;letter-spacing:.04em}
.info-list{list-style:none;margin-top:10px}
.info-list li{padding:9px 0 9px 28px;border-bottom:1px solid var(--light-gray);font-size:15px;position:relative}
.info-list li::before{content:'→';position:absolute;left:0;color:var(--gold);font-weight:700}
.check-list{list-style:none;margin-top:10px}
.check-list li{padding:9px 0;border-bottom:1px solid var(--light-gray);font-size:15px;display:flex;align-items:flex-start;gap:12px}
.check-list li::before{content:'✓';color:var(--gold);font-weight:700;flex-shrink:0}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}
.three-col{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.card{background:var(--white);border-radius:8px;padding:28px 24px;box-shadow:0 2px 16px rgba(0,0,0,.06);border-top:3px solid var(--gold)}
.card h3{font-size:17px;margin-bottom:8px}
.card p{font-size:14px;margin:0;color:#555}
.dark-section{background:var(--navy)}
.dark-section h2,.dark-section .section-label,.dark-section h3{color:var(--white)}
.dark-section p{color:rgba(255,255,255,.65)}
.off-section{background:var(--off-white)}
.related-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:28px}
.related-card{background:var(--navy);border-radius:7px;padding:22px 18px;text-decoration:none;transition:transform .2s}
.related-card:hover{transform:translateY(-3px)}
.related-card .rc-label{color:var(--gold);font-size:11px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;margin-bottom:6px}
.related-card .rc-title{color:var(--white);font-family:var(--heading-font);font-size:15px;line-height:1.3}
.why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:36px}
.why-card{background:var(--white);padding:28px 24px;border-radius:8px;box-shadow:0 2px 14px rgba(0,0,0,.05)}
.why-icon{width:44px;height:44px;background:var(--navy);border-radius:50%;display:flex;align-items:center;justify-content:center;color:var(--gold);font-size:20px;margin-bottom:16px}
.why-card h3{font-size:16px;margin-bottom:8px}
.why-card p{font-size:14px;margin:0}
details{background:var(--white);border-radius:6px;margin-bottom:10px;border:1px solid var(--light-gray);overflow:hidden}
summary{padding:20px 26px;font-weight:700;color:var(--navy);cursor:pointer;font-size:15px;list-style:none;display:flex;justify-content:space-between;align-items:center}
summary::after{content:'+';font-size:20px;color:var(--gold)}
details[open] summary::after{content:'−'}
.faq-answer{padding:0 26px 20px;color:#444;font-size:14px;line-height:1.7}
.cta-section{background:linear-gradient(135deg,#8b0000 0%,var(--red) 50%,#a93226 100%);padding:72px 60px;text-align:center}
.cta-section h2{color:var(--white);margin-bottom:14px}
.cta-section p{color:rgba(255,255,255,.8);font-size:18px;max-width:580px;margin:0 auto 32px;font-weight:300}
.cta-buttons{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}
.btn-white{background:var(--white);color:var(--red);padding:15px 34px;border-radius:5px;font-weight:700;font-size:16px;text-decoration:none}
.btn-outline-white{background:transparent;color:var(--white);border:2px solid rgba(255,255,255,.45);padding:15px 34px;border-radius:5px;font-weight:600;font-size:16px;text-decoration:none}
.cta-promise{color:rgba(255,255,255,.55);font-size:12px;margin-top:20px;letter-spacing:.05em;text-transform:uppercase}
.alert-box{background:var(--navy);color:var(--white);border-radius:8px;padding:24px 28px;margin-top:24px;display:flex;align-items:center;gap:20px;flex-wrap:wrap}
.alert-box strong.gold{color:var(--gold);display:block;margin-bottom:4px}
footer{background:var(--deep-navy);color:rgba(255,255,255,.55);padding:56px 60px 28px}
.footer-inner{max-width:1100px;margin:0 auto}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:44px;margin-bottom:44px}
.footer-about .logo{font-size:18px;margin-bottom:14px}
.footer-about p{font-size:13px;line-height:1.7}
footer h4{color:var(--gold);font-size:11px;letter-spacing:.12em;text-transform:uppercase;margin-bottom:16px}
footer ul{list-style:none}
footer ul li{margin-bottom:9px;font-size:13px}
footer ul li a{color:rgba(255,255,255,.55);text-decoration:none}
footer ul li a:hover{color:var(--gold)}
.footer-bottom{border-top:1px solid rgba(255,255,255,.08);padding-top:22px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:10px;font-size:12px}
.footer-disclaimer{font-size:11px;color:rgba(255,255,255,.28);margin-top:18px;line-height:1.6}
.sticky-call{position:fixed;bottom:0;left:0;right:0;background:var(--navy);border-top:3px solid var(--gold);padding:12px 24px;display:none;align-items:center;justify-content:center;gap:20px;z-index:200}
.sticky-call p{color:var(--white);font-size:14px;margin:0}
.sticky-call a{background:var(--gold);color:var(--navy);padding:9px 26px;border-radius:4px;font-weight:700;text-decoration:none;font-size:15px}
@media(max-width:900px){header{padding:16px 20px}nav{display:none}section{padding:52px 20px}.hero-pg{padding:52px 20px}.two-col{grid-template-columns:1fr}.three-col{grid-template-columns:1fr}.why-grid{grid-template-columns:1fr}.related-grid{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.sticky-call{display:flex}body{padding-bottom:66px}}

.results-list{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:36px}
.result-item{background:var(--white);border-radius:8px;padding:28px 24px;border-left:5px solid var(--gold);box-shadow:0 2px 14px rgba(0,0,0,.06)}
.result-item .amount{font-family:var(--heading-font);font-size:36px;color:var(--navy);font-weight:900;margin-bottom:6px}
.result-item .case-type{font-weight:700;font-size:14px;color:var(--gold);text-transform:uppercase;letter-spacing:.06em;margin-bottom:8px}
.result-item p{font-size:14px;color:#555;margin:0}
@media(max-width:700px){.results-list{grid-template-columns:1fr}}

.review-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-top:36px}
.review-card{background:var(--white);border-radius:8px;padding:30px 26px;border-left:4px solid var(--gold);box-shadow:0 2px 16px rgba(0,0,0,.06)}
.stars{color:var(--gold);font-size:18px;letter-spacing:2px;margin-bottom:14px}
.review-card blockquote{font-style:italic;color:#444;font-size:15px;line-height:1.75;margin-bottom:18px}
.reviewer{font-weight:700;font-size:14px;color:var(--navy)}
.review-context{font-size:13px;color:var(--mid-gray)}
.rating-summary{background:var(--navy);border-radius:12px;padding:36px;text-align:center;margin-bottom:40px}
.big-rating{font-family:var(--heading-font);font-size:72px;color:var(--gold);font-weight:900;line-height:1}
.rating-label{color:rgba(255,255,255,.55);font-size:14px;margin-top:8px}
@media(max-width:700px){.review-grid{grid-template-columns:1fr}}

.contact-grid{display:grid;grid-template-columns:1fr 420px;gap:60px;align-items:start;max-width:1100px;margin:0 auto}
.contact-form-box{background:var(--navy);border-radius:12px;padding:40px 36px;border:1px solid rgba(201,168,76,.25)}
.contact-form-box h2{color:var(--white);font-size:22px;margin-bottom:6px}
.contact-form-box p{color:rgba(255,255,255,.5);font-size:14px;margin-bottom:22px}
.field-group{margin-bottom:14px}
.field-group label{display:block;color:rgba(255,255,255,.6);font-size:12px;font-weight:700;margin-bottom:5px;letter-spacing:.05em;text-transform:uppercase}
.field-group input,.field-group textarea,.field-group select{width:100%;padding:11px 15px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);border-radius:5px;color:var(--white);font-family:var(--body-font);font-size:14px}
.field-group input::placeholder,.field-group textarea::placeholder{color:rgba(255,255,255,.28)}
.field-group textarea{height:90px;resize:none}
.submit-btn{width:100%;background:var(--gold);color:var(--navy);border:none;padding:15px;border-radius:5px;font-weight:700;font-size:16px;cursor:pointer;margin-top:4px}
.form-note{color:rgba(255,255,255,.3);font-size:11px;text-align:center;margin-top:9px}
.contact-method{display:flex;align-items:flex-start;gap:18px;padding:22px 0;border-bottom:1px solid var(--light-gray)}
.contact-method:last-child{border-bottom:none}
.cm-icon{width:48px;height:48px;background:var(--navy);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:22px;flex-shrink:0}
.cm-title{font-weight:700;color:var(--navy);font-size:16px;margin-bottom:4px}
.cm-detail{font-size:14px;color:#555}
.cm-detail a{color:var(--navy);font-weight:600;text-decoration:none}
@media(max-width:900px){.contact-grid{grid-template-columns:1fr}}

.consult-grid{display:grid;grid-template-columns:1fr 420px;gap:60px;align-items:start;max-width:1100px;margin:0 auto}
.consult-form{background:var(--navy);border-radius:12px;padding:40px 36px;border:1px solid rgba(201,168,76,.25)}
.consult-form h2{color:var(--white);font-size:24px;margin-bottom:6px}
.consult-form p{color:rgba(255,255,255,.55);font-size:14px;margin-bottom:24px}
.field-group{margin-bottom:16px}
.field-group label{display:block;color:rgba(255,255,255,.65);font-size:13px;font-weight:600;margin-bottom:6px;letter-spacing:.04em;text-transform:uppercase}
.field-group input,.field-group textarea,.field-group select{width:100%;padding:12px 16px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.15);border-radius:5px;color:var(--white);font-family:var(--body-font);font-size:15px}
.field-group input::placeholder,.field-group textarea::placeholder{color:rgba(255,255,255,.3)}
.field-group textarea{height:100px;resize:none}
.submit-btn{width:100%;background:var(--gold);color:var(--navy);border:none;padding:16px;border-radius:5px;font-weight:700;font-size:17px;cursor:pointer;margin-top:6px;letter-spacing:.03em}
.form-note{color:rgba(255,255,255,.35);font-size:12px;text-align:center;margin-top:10px}
@media(max-width:900px){.consult-grid{grid-template-columns:1fr}}

:root{--navy:#0B1F3A;--deep-navy:#071427;--gold:#C9A84C;--gold-light:#E8C97A;--red:#C0392B;--white:#FFFFFF;--off-white:#F7F5F0;--light-gray:#EAEAEA;--mid-gray:#888;--text:#1A1A2E;}
/* ══════════════════════════════════════════════
   BRAND TOKENS — matches existing site exactly
══════════════════════════════════════════════ */
:root {
  --navy:       #0B1F3A;
  --deep-navy:  #071427;
  --gold:       #C9A84C;
  --gold-light: #E8C97A;
  --red:        #C0392B;
  --white:      #FFFFFF;
  --off-white:  #F7F5F0;
  --light-gray: #EAEAEA;
  --mid-gray:   #888;
  --text:       #1A1A2E;
  --body-font:  'Source Sans 3', sans-serif;
  --head-font:  'Playfair Display', serif;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }

body {
  font-family: var(--body-font);
  color: var(--text);
  background: var(--white);
  font-size: 17px;
  line-height: 1.75;
}

/* ── TOP BAR ───────────────────────────────── */
.topbar {
  background: var(--deep-navy);
  color: var(--gold-light);
  text-align: center;
  padding: 10px 20px;
  font-size: 14px;
  letter-spacing: .04em;
}
.topbar a { color: var(--gold-light); font-weight: 700; text-decoration: none; }

/* ── HEADER ────────────────────────────────── */
header {
  background: var(--navy);
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 20px 60px;
  position: sticky;
  top: 0;
  z-index: 100;
  border-bottom: 3px solid var(--gold);
}
.logo { color: var(--white); font-family: var(--head-font); font-size: 20px; text-decoration: none; display: block; line-height: 1.3; }
.logo span { color: var(--gold); }
nav a { color: rgba(255,255,255,.85); text-decoration: none; margin-left: 28px; font-size: 14px; font-weight: 600; letter-spacing: .05em; text-transform: uppercase; transition: color .2s; }
nav a:hover { color: var(--gold); }
.header-cta { background: var(--gold); color: var(--navy) !important; padding: 10px 22px; border-radius: 4px; font-weight: 700 !important; margin-left: 36px !important; }

/* ── NO-FEE BANNER ─────────────────────────── */
.no-fee-banner {
  background: var(--gold);
  color: var(--navy);
  text-align: center;
  padding: 13px;
  font-weight: 700;
  font-size: 15px;
  letter-spacing: .04em;
}

/* ══════════════════════════════════════════════
   HERO — [SECTION: HERO]
   Dark navy gradient, left-aligned blog headline
   Kadence: Row block, full-width, dark bg
══════════════════════════════════════════════ */
.hero {
  background: linear-gradient(135deg, var(--deep-navy) 0%, var(--navy) 55%, #162d52 100%);
  padding: 80px 60px 70px;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute; inset: 0;
  background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='60' height='60'%3E%3Cpath d='M0 60L60 0M-10 10L10-10M50 70L70 50' stroke='rgba(201,168,76,0.06)' stroke-width='1'/%3E%3C/svg%3E");
  pointer-events: none;
}
.hero-inner { max-width: 860px; margin: 0 auto; position: relative; }

.breadcrumb { color: rgba(255,255,255,.45); font-size: 13px; margin-bottom: 20px; }
.breadcrumb a { color: var(--gold-light); text-decoration: none; }
.breadcrumb span { margin: 0 8px; }

.eyebrow {
  color: var(--gold); font-size: 12px; font-weight: 700; letter-spacing: .12em;
  text-transform: uppercase; margin-bottom: 14px;
  display: flex; align-items: center; gap: 12px;
}
.eyebrow::before { content: ''; display: block; width: 36px; height: 2px; background: var(--gold); }

.hero h1 {
  font-family: var(--head-font);
  font-size: clamp(30px, 4.2vw, 48px);
  color: var(--white);
  line-height: 1.15;
  margin-bottom: 20px;
  font-weight: 900;
}
.hero h1 em { color: var(--gold); font-style: normal; }

.hero-sub {
  color: rgba(255,255,255,.72);
  font-size: 18px;
  margin-bottom: 32px;
  font-weight: 300;
  max-width: 660px;
  line-height: 1.65;
}

.btn-group { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 40px; }
.btn-primary {
  background: var(--gold); color: var(--navy);
  padding: 14px 30px; border-radius: 5px; font-weight: 700; font-size: 15px;
  text-decoration: none; letter-spacing: .03em; display: inline-flex; align-items: center; gap: 8px;
  transition: background .2s;
}
.btn-primary:hover { background: var(--gold-light); }
.btn-secondary {
  background: transparent; color: var(--white);
  border: 2px solid rgba(255,255,255,.35); padding: 14px 30px;
  border-radius: 5px; font-weight: 600; font-size: 15px; text-decoration: none;
  transition: border-color .2s;
}
.btn-secondary:hover { border-color: var(--gold); color: var(--gold); }

.hero-meta { display: flex; gap: 28px; flex-wrap: wrap; }
.hero-meta-item { color: rgba(255,255,255,.5); font-size: 13px; display: flex; align-items: center; gap: 7px; }
.hero-meta-item strong { color: rgba(255,255,255,.75); }

/* ══════════════════════════════════════════════
   LAYOUT
══════════════════════════════════════════════ */
.page-wrap { max-width: 1100px; margin: 0 auto; padding: 0 60px; }
.content-wrap { max-width: 820px; margin: 0 auto; }

section { padding: 64px 60px; }
section.tight { padding: 40px 60px; }

.section-label {
  font-size: 12px; font-weight: 700; letter-spacing: .14em;
  text-transform: uppercase; color: var(--gold); margin-bottom: 10px;
}
h2 {
  font-family: var(--head-font);
  font-size: clamp(24px, 3vw, 34px);
  color: var(--navy); line-height: 1.2; margin-bottom: 16px;
}
h3 { font-family: var(--head-font); font-size: 20px; color: var(--navy); margin-bottom: 10px; margin-top: 32px; }
h4 { font-family: var(--head-font); font-size: 17px; color: var(--navy); margin-bottom: 8px; }
p { margin-bottom: 16px; color: #3a3a4e; }
.lead { font-size: 19px; font-weight: 300; color: #444; line-height: 1.7; margin-bottom: 24px; }
.divider { width: 56px; height: 3px; background: var(--gold); margin: 0 0 28px; }
a { color: var(--navy); }
a:hover { color: var(--gold); }

/* ══════════════════════════════════════════════
   QUICK ANSWER BOX — [SECTION: QUICK ANSWER]
   Kadence: Row, off-white bg, icon + text
══════════════════════════════════════════════ */
.quick-answer {
  background: var(--off-white);
  border-left: 5px solid var(--gold);
  border-radius: 0 8px 8px 0;
  padding: 28px 32px;
  margin: 0 0 40px;
  display: flex;
  gap: 20px;
  align-items: flex-start;
}
.qa-icon { font-size: 28px; flex-shrink: 0; margin-top: 2px; }
.qa-label {
  font-size: 11px; font-weight: 700; letter-spacing: .12em;
  text-transform: uppercase; color: var(--gold); margin-bottom: 6px;
}
.qa-text { font-size: 16px; color: #333; line-height: 1.7; margin: 0; }

/* ══════════════════════════════════════════════
   STEP BLOCKS — numbered steps visual treatment
   Kadence: Column blocks with number badges
══════════════════════════════════════════════ */
.steps-container { display: flex; flex-direction: column; gap: 0; margin: 36px 0; }

.step {
  display: grid;
  grid-template-columns: 64px 1fr;
  gap: 28px;
  padding: 32px 0;
  border-bottom: 1px solid var(--light-gray);
  position: relative;
}
.step:last-child { border-bottom: none; }

.step-number {
  width: 56px;
  height: 56px;
  background: var(--navy);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--head-font);
  font-size: 22px;
  font-weight: 900;
  color: var(--gold);
  flex-shrink: 0;
  margin-top: 4px;
  position: relative;
  z-index: 1;
}

/* Connector line between steps */
.step:not(:last-child) .step-number::after {
  content: '';
  position: absolute;
  top: 56px;
  left: 50%;
  transform: translateX(-50%);
  width: 2px;
  height: calc(100% + 32px);
  background: linear-gradient(to bottom, var(--gold) 0%, rgba(201,168,76,.15) 100%);
  z-index: 0;
}

.step-content h3 { margin-top: 0; }
.step-content p { margin-bottom: 12px; }

.step-tag {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(201,168,76,.12);
  border: 1px solid rgba(201,168,76,.3);
  color: #8a6a1c;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: .08em;
  text-transform: uppercase;
  padding: 4px 12px;
  border-radius: 20px;
  margin-bottom: 12px;
  display: inline-block;
}
.step-tag.urgent { background: rgba(192,57,43,.08); border-color: rgba(192,57,43,.25); color: var(--red); }

.step-list { list-style: none; margin: 12px 0; }
.step-list li {
  padding: 8px 0 8px 26px;
  border-bottom: 1px solid var(--light-gray);
  font-size: 15px;
  position: relative;
  color: #3a3a4e;
}
.step-list li::before {
  content: '→';
  position: absolute; left: 0;
  color: var(--gold);
  font-weight: 700;
}
.step-list li:last-child { border-bottom: none; }

/* ══════════════════════════════════════════════
   CALLOUT BOX — [SECTION: VISUAL BREAK]
   Kadence: Row block, dark bg, icon + text
══════════════════════════════════════════════ */
.callout {
  background: var(--navy);
  border-radius: 10px;
  padding: 32px 36px;
  display: flex;
  gap: 22px;
  align-items: flex-start;
  margin: 36px 0;
}
.callout-icon { font-size: 32px; flex-shrink: 0; }
.callout h4 { color: var(--gold); margin-bottom: 8px; font-size: 18px; }
.callout p { color: rgba(255,255,255,.72); font-size: 15px; margin: 0; }
.callout a { color: var(--gold-light); font-weight: 700; }

.callout.red-callout { background: linear-gradient(135deg, #7a0000 0%, var(--red) 100%); }
.callout.red-callout h4 { color: var(--white); }

/* ══════════════════════════════════════════════
   LOCAL CONTEXT — [SECTION: LOCAL CONTEXT]
   Kadence: Off-white section, 2-column
══════════════════════════════════════════════ */
.local-section { background: var(--off-white); }
.local-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; margin-top: 28px; }

.local-card {
  background: var(--white);
  border-radius: 8px;
  padding: 26px 24px;
  box-shadow: 0 2px 14px rgba(0,0,0,.05);
  border-top: 3px solid var(--gold);
}
.local-card h4 { margin-bottom: 10px; }
.local-card p { font-size: 15px; margin: 0; color: #555; }

/* ══════════════════════════════════════════════
   RELATED SERVICES CTA — [SECTION: RELATED SERVICES]
   Kadence: Dark navy section, card grid
══════════════════════════════════════════════ */
.services-section { background: var(--navy); }
.services-section .section-label { color: rgba(255,255,255,.5); }
.services-section h2 { color: var(--white); }
.services-section p { color: rgba(255,255,255,.6); }

.service-cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; margin-top: 32px; }
.service-card {
  background: rgba(255,255,255,.05);
  border: 1px solid rgba(201,168,76,.2);
  border-radius: 8px;
  padding: 26px 22px;
  text-decoration: none;
  transition: background .2s, transform .2s;
  display: block;
}
.service-card:hover { background: rgba(255,255,255,.09); transform: translateY(-2px); }
.sc-label { color: var(--gold); font-size: 11px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; margin-bottom: 8px; }
.sc-title { color: var(--white); font-family: var(--head-font); font-size: 16px; line-height: 1.35; }

/* ══════════════════════════════════════════════
   FAQ — [SECTION: FAQ]
   Kadence: White section, accordion
══════════════════════════════════════════════ */
details {
  background: var(--white);
  border-radius: 6px;
  margin-bottom: 10px;
  border: 1px solid var(--light-gray);
  overflow: hidden;
}
summary {
  padding: 20px 26px;
  font-weight: 700;
  color: var(--navy);
  cursor: pointer;
  font-size: 15px;
  list-style: none;
  display: flex;
  justify-content: space-between;
  align-items: center;
}
summary::-webkit-details-marker { display: none; }
summary::after { content: '+'; font-size: 22px; color: var(--gold); font-weight: 300; }
details[open] summary::after { content: '−'; }
.faq-body { padding: 0 26px 22px; color: #444; font-size: 15px; line-height: 1.75; }
.faq-body p { margin-bottom: 10px; }
.faq-body p:last-child { margin: 0; }

/* ══════════════════════════════════════════════
   FINAL CTA — [SECTION: FINAL CTA]
   Kadence: Red gradient full-width
══════════════════════════════════════════════ */
.final-cta {
  background: linear-gradient(135deg, #7a0000 0%, var(--red) 50%, #a93226 100%);
  padding: 80px 60px;
  text-align: center;
}
.final-cta .section-label { color: rgba(255,255,255,.5); }
.final-cta h2 { color: var(--white); font-size: clamp(26px, 3.5vw, 38px); margin-bottom: 16px; }
.final-cta p { color: rgba(255,255,255,.8); font-size: 18px; max-width: 580px; margin: 0 auto 36px; font-weight: 300; }
.cta-btns { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }
.btn-white { background: var(--white); color: var(--red); padding: 15px 36px; border-radius: 5px; font-weight: 700; font-size: 16px; text-decoration: none; transition: opacity .2s; }
.btn-white:hover { opacity: .9; color: var(--red); }
.btn-outline-white { background: transparent; color: var(--white); border: 2px solid rgba(255,255,255,.4); padding: 15px 36px; border-radius: 5px; font-weight: 600; font-size: 16px; text-decoration: none; transition: border-color .2s; }
.btn-outline-white:hover { border-color: var(--white); }
.cta-promise { color: rgba(255,255,255,.45); font-size: 12px; margin-top: 22px; letter-spacing: .06em; text-transform: uppercase; }

/* ── FOOTER ────────────────────────────────── */
footer { background: var(--deep-navy); color: rgba(255,255,255,.5); padding: 56px 60px 28px; }
.footer-inner { max-width: 1100px; margin: 0 auto; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 44px; margin-bottom: 44px; }
.footer-about .logo { font-size: 18px; margin-bottom: 14px; display: inline-block; }
.footer-about p { font-size: 13px; }
footer h4 { color: var(--gold); font-size: 11px; letter-spacing: .12em; text-transform: uppercase; margin-bottom: 16px; }
footer ul { list-style: none; }
footer ul li { margin-bottom: 9px; font-size: 13px; }
footer ul li a { color: rgba(255,255,255,.5); text-decoration: none; }
footer ul li a:hover { color: var(--gold); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.08); padding-top: 22px; display: flex; justify-content: space-between; flex-wrap: wrap; gap: 10px; font-size: 12px; }
.footer-disclaimer { font-size: 11px; color: rgba(255,255,255,.25); margin-top: 18px; line-height: 1.65; }

/* ── STICKY MOBILE BAR ─────────────────────── */
.sticky-call { position: fixed; bottom: 0; left: 0; right: 0; background: var(--navy); border-top: 3px solid var(--gold); padding: 12px 24px; display: none; align-items: center; justify-content: center; gap: 20px; z-index: 200; }
.sticky-call p { color: var(--white); font-size: 14px; margin: 0; }
.sticky-call a { background: var(--gold); color: var(--navy); padding: 9px 26px; border-radius: 4px; font-weight: 700; text-decoration: none; font-size: 15px; }

/* ── AUTHOR BYLINE ──────────────────────────── */
.byline { display: flex; align-items: center; gap: 16px; padding: 24px 0 0; border-top: 1px solid var(--light-gray); margin-top: 8px; }
.byline-avatar { width: 48px; height: 48px; background: var(--navy); border-radius: 50%; display: flex; align-items: center; justify-content: center; color: var(--gold); font-size: 20px; flex-shrink: 0; }
.byline-name { font-weight: 700; color: var(--navy); font-size: 15px; }
.byline-title { font-size: 13px; color: var(--mid-gray); }

/* ── TABLE OF CONTENTS ─────────────────────── */
.toc {
  background: var(--off-white);
  border-radius: 8px;
  padding: 26px 30px;
  margin-bottom: 40px;
  border: 1px solid var(--light-gray);
}
.toc-label { font-size: 11px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--gold); margin-bottom: 14px; }
.toc ol { padding-left: 18px; margin: 0; }
.toc ol li { font-size: 15px; padding: 5px 0; color: #3a3a4e; }
.toc ol li a { color: var(--navy); text-decoration: none; font-weight: 600; }
.toc ol li a:hover { color: var(--gold); }

/* ── RESPONSIVE ────────────────────────────── */
@media (max-width: 900px) {
  header { padding: 16px 20px; }
  nav { display: none; }
  section { padding: 48px 20px; }
  .hero { padding: 52px 20px 48px; }
  .step { grid-template-columns: 48px 1fr; gap: 18px; }
  .step-number { width: 44px; height: 44px; font-size: 18px; }
  .local-grid { grid-template-columns: 1fr; }
  .service-cards { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .final-cta { padding: 56px 20px; }
  .sticky-call { display: flex; }
  body { padding-bottom: 66px; }
}

/* ── SITE HEADER ── */
.site-header { background: var(--navy); position: sticky; top: 0; z-index: 1000; border-bottom: 3px solid var(--gold); box-shadow: 0 2px 12px rgba(0,0,0,.3); }
.site-header-inner { max-width: 1200px; margin: 0 auto; padding: 0 40px; display: flex; align-items: center; justify-content: space-between; height: 72px; gap: 20px; }
.site-logo { color: var(--white); font-family: var(--heading-font); font-size: 20px; text-decoration: none; line-height: 1.25; flex-shrink: 0; }
.site-logo span { color: var(--gold); }
.site-nav { display: flex; align-items: center; gap: 4px; }
.site-nav a { color: rgba(255,255,255,.85); font-size: 13px; font-weight: 600; letter-spacing: .05em; text-transform: uppercase; padding: 8px 12px; border-radius: 4px; text-decoration: none; transition: color .2s; white-space: nowrap; }
.site-nav a:hover { color: var(--gold); }
.site-nav .has-dropdown { position: relative; }
.site-nav .has-dropdown > a::after { content: ' ▾'; font-size: .65em; }
.site-nav .dropdown { display: none; position: absolute; top: calc(100% + 4px); left: 0; background: var(--navy); border: 1px solid rgba(201,168,76,.3); border-radius: 6px; min-width: 220px; padding: 8px 0; box-shadow: 0 8px 24px rgba(0,0,0,.4); z-index: 200; }
.site-nav .has-dropdown:hover .dropdown { display: block; }
.site-nav .dropdown a { display: block; padding: 10px 18px; font-size: 13px; color: rgba(255,255,255,.75); text-transform: none; letter-spacing: 0; border-radius: 0; }
.site-nav .dropdown a:hover { color: var(--gold); background: rgba(201,168,76,.08); }
.site-cta-btn { background: var(--gold); color: var(--navy) !important; padding: 10px 20px; border-radius: 4px; font-weight: 700; font-size: 13px; text-decoration: none; white-space: nowrap; flex-shrink: 0; }
.site-cta-btn:hover { background: var(--gold-light); }
.hamburger { display: none; background: none; border: none; cursor: pointer; padding: 8px; flex-direction: column; gap: 5px; }
.hamburger span { display: block; width: 24px; height: 2px; background: var(--white); transition: all .25s; }
.hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.hamburger.open span:nth-child(2) { opacity: 0; }
.hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* ── SITE FOOTER ── */
.site-footer { background: var(--deep-navy); color: rgba(255,255,255,.55); padding: 56px 60px 28px; }

/* ── BLOG INDEX ── */
.blog-index-hero { background: var(--navy); padding: 72px 60px; text-align: center; }
.blog-index-hero h1 { color: var(--white); }
.blog-index-hero p { color: rgba(255,255,255,.7); margin-top: 12px; font-size: 18px; }
.blog-grid-wrap { max-width: 1100px; margin: 0 auto; padding: 60px 40px; }
.blog-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 28px; }
.blog-card { border: 1px solid var(--light-gray); border-radius: 8px; overflow: hidden; transition: box-shadow .2s, transform .2s; }
.blog-card:hover { box-shadow: 0 8px 24px rgba(0,0,0,.1); transform: translateY(-3px); }
.blog-card-body { padding: 22px; }
.blog-card-cat { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .1em; color: var(--gold); display: block; margin-bottom: 8px; }
.blog-card-body h3 { font-family: var(--heading-font); font-size: 18px; color: var(--navy); margin-bottom: 10px; line-height: 1.35; }
.blog-card-body h3 a { color: inherit; text-decoration: none; }
.blog-card-body h3 a:hover { color: var(--gold); }
.blog-card-body p { font-size: 14px; color: var(--mid-gray); margin: 0; }
.blog-read-more { display: inline-block; margin-top: 14px; font-weight: 700; font-size: 13px; color: var(--gold); text-decoration: none; }

/* ── 404 ── */
.page-404 { text-align: center; padding: 120px 20px; }
.page-404 .code-404 { font-family: var(--heading-font); font-size: 9rem; color: var(--gold); opacity: .25; line-height: 1; display: block; }
.page-404 h1 { color: var(--navy); font-size: 2.5rem; margin-bottom: 16px; }
.page-404 p { color: var(--mid-gray); font-size: 18px; margin-bottom: 32px; }

/* ── RESPONSIVE ── */
@media(max-width:1024px){
  section{padding:60px 40px}
  .site-header-inner{padding:0 24px}
  .blog-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:768px){
  section{padding:48px 20px}
  .hero{padding:64px 20px 56px}
  .hero-pg{padding:56px 20px 48px}
  .cta-section{padding:56px 20px}
  .site-footer{padding:48px 20px 24px}
  .site-header-inner{padding:0 20px}
  .hamburger{display:flex}
  .site-nav{display:none;position:absolute;top:100%;left:0;right:0;background:var(--navy);flex-direction:column;padding:12px;border-top:1px solid rgba(255,255,255,.1);box-shadow:0 8px 24px rgba(0,0,0,.3)}
  .site-nav.open{display:flex}
  .site-nav a{padding:12px 16px;width:100%}
  .site-nav .dropdown{position:static;box-shadow:none;border:none;background:rgba(255,255,255,.05);border-radius:6px;margin-top:4px}
  .site-cta-btn{display:none}
  .hero-inner{grid-template-columns:1fr}
  .hero-card{display:none}
  .about-grid,.compensation-grid,.contact-grid,.consult-grid,.info-two-col{grid-template-columns:1fr}
  .why-grid,.testimonial-grid,.results-grid,.three-col{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
  .blog-grid{grid-template-columns:1fr}
  .related-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:480px){
  .footer-grid{grid-template-columns:1fr}
  .related-grid{grid-template-columns:1fr}
  .btn-group{flex-direction:column}
  .cta-buttons{flex-direction:column;align-items:center}
}

:root{--navy:#0B1F3A;--deep-navy:#071427;--gold:#C9A84C;--gold-light:#E8C97A;--red:#C0392B;--white:#FFFFFF;--off-white:#F7F5F0;--light-gray:#EAEAEA;--mid-gray:#888;--text:#1A1A2E;--body-font:'Source Sans 3',sans-serif;--head-font:'Playfair Display',serif}

  :root {
    --navy: #0B1F3A;
    --deep-navy: #071427;
    --gold: #C9A84C;
    --gold-light: #E8C97A;
    --red: #C0392B;
    --white: #FFFFFF;
    --off-white: #F7F5F0;
    --light-gray: #EAEAEA;
    --mid-gray: #888;
    --text: #1A1A2E;
    --body-font: 'Source Sans 3', sans-serif;
    --heading-font: 'Playfair Display', serif;
  }

  *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

  body {
    font-family: var(--body-font);
    color: var(--text);
    background: var(--white);
    font-size: 17px;
    line-height: 1.7;
  }

  /* ─── TOP BAR ─── */
  .topbar {
    background: var(--deep-navy);
    color: var(--gold-light);
    text-align: center;
    padding: 10px 20px;
    font-size: 14px;
    letter-spacing: 0.04em;
  }
  .topbar a { color: var(--gold-light); font-weight: 700; text-decoration: none; }

  /* ─── HEADER ─── */
  header {
    background: var(--navy);
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 20px 60px;
    position: sticky;
    top: 0;
    z-index: 100;
    border-bottom: 3px solid var(--gold);
  }
  .logo { color: var(--white); font-family: var(--heading-font); font-size: 22px; }
  .logo span { color: var(--gold); }
  nav a {
    color: rgba(255,255,255,0.85);
    text-decoration: none;
    margin-left: 28px;
    font-size: 14px;
    font-weight: 600;
    letter-spacing: 0.05em;
    text-transform: uppercase;
  }
  nav a:hover { color: var(--gold); }
  .header-cta {
    background: var(--gold);
    color: var(--navy) !important;
    padding: 10px 22px;
    border-radius: 4px;
    font-weight: 700 !important;
    margin-left: 36px !important;
  }

  /* ─── HERO ─── */
  .hero {
    background: linear-gradient(135deg, var(--deep-navy) 0%, var(--navy) 60%, #162d52 100%);
    padding: 100px 60px 90px;
    position: relative;
    overflow: hidden;
  }
  .hero::before {
    content: '';
    position: absolute;
    top: 0; left: 0; right: 0; bottom: 0;
    background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='60' height='60'%3E%3Cpath d='M0 60L60 0M-10 10L10-10M50 70L70 50' stroke='rgba(201,168,76,0.07)' stroke-width='1'/%3E%3C/svg%3E");
    pointer-events: none;
  }
  .hero-inner { max-width: 1100px; margin: 0 auto; display: grid; grid-template-columns: 1fr 380px; gap: 60px; align-items: center; position: relative; }
  .hero-eyebrow {
    color: var(--gold);
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    margin-bottom: 18px;
    display: flex;
    align-items: center;
    gap: 12px;
  }
  .hero-eyebrow::before { content: ''; display: block; width: 40px; height: 2px; background: var(--gold); }
  h1 {
    font-family: var(--heading-font);
    font-size: clamp(36px, 5vw, 56px);
    color: var(--white);
    line-height: 1.15;
    margin-bottom: 24px;
    font-weight: 900;
  }
  h1 em { color: var(--gold); font-style: normal; display: block; }
  .hero-sub {
    color: rgba(255,255,255,0.75);
    font-size: 19px;
    margin-bottom: 36px;
    max-width: 560px;
    font-weight: 300;
  }
  .btn-group { display: flex; gap: 16px; flex-wrap: wrap; margin-bottom: 48px; }
  .btn-primary {
    background: var(--gold);
    color: var(--navy);
    padding: 16px 32px;
    border-radius: 5px;
    font-weight: 700;
    font-size: 16px;
    text-decoration: none;
    letter-spacing: 0.03em;
    display: inline-flex;
    align-items: center;
    gap: 10px;
    transition: background 0.2s;
  }
  .btn-primary:hover { background: var(--gold-light); }
  .btn-secondary {
    background: transparent;
    color: var(--white);
    border: 2px solid rgba(255,255,255,0.4);
    padding: 16px 32px;
    border-radius: 5px;
    font-weight: 600;
    font-size: 16px;
    text-decoration: none;
    letter-spacing: 0.03em;
    transition: border-color 0.2s;
  }
  .btn-secondary:hover { border-color: var(--gold); color: var(--gold); }
  .hero-trust { display: flex; gap: 32px; }
  .trust-stat { text-align: center; }
  .trust-stat .num { font-family: var(--heading-font); font-size: 32px; color: var(--gold); font-weight: 900; }
  .trust-stat .label { font-size: 12px; color: rgba(255,255,255,0.6); text-transform: uppercase; letter-spacing: 0.06em; }

  /* Contact Card */
  .hero-card {
    background: rgba(255,255,255,0.04);
    border: 1px solid rgba(201,168,76,0.3);
    border-radius: 12px;
    padding: 40px 32px;
    backdrop-filter: blur(12px);
  }
  .hero-card h3 { color: var(--gold); font-family: var(--heading-font); font-size: 20px; margin-bottom: 6px; }
  .hero-card p { color: rgba(255,255,255,0.6); font-size: 14px; margin-bottom: 24px; }
  .form-field { margin-bottom: 14px; }
  .form-field input, .form-field textarea, .form-field select {
    width: 100%;
    padding: 12px 16px;
    background: rgba(255,255,255,0.08);
    border: 1px solid rgba(255,255,255,0.15);
    border-radius: 5px;
    color: var(--white);
    font-family: var(--body-font);
    font-size: 15px;
  }
  .form-field input::placeholder, .form-field textarea::placeholder { color: rgba(255,255,255,0.35); }
  .form-field textarea { height: 80px; resize: none; }
  .form-submit {
    width: 100%;
    background: var(--gold);
    color: var(--navy);
    border: none;
    padding: 14px;
    border-radius: 5px;
    font-weight: 700;
    font-size: 16px;
    cursor: pointer;
    letter-spacing: 0.03em;
    margin-top: 4px;
  }
  .form-note { color: rgba(255,255,255,0.4); font-size: 12px; text-align: center; margin-top: 10px; }

  /* ─── BADGE BAR ─── */
  .badge-bar {
    background: var(--off-white);
    border-bottom: 1px solid var(--light-gray);
    padding: 22px 60px;
  }
  .badge-bar-inner { max-width: 1100px; margin: 0 auto; display: flex; gap: 40px; align-items: center; justify-content: center; flex-wrap: wrap; }
  .badge-item { display: flex; align-items: center; gap: 12px; font-size: 14px; font-weight: 600; color: var(--navy); }
  .badge-icon { width: 36px; height: 36px; background: var(--navy); border-radius: 50%; display: flex; align-items: center; justify-content: center; color: var(--gold); font-size: 18px; flex-shrink: 0; }

  /* ─── SECTIONS ─── */
  section { padding: 80px 60px; }
  .section-inner { max-width: 1100px; margin: 0 auto; }
  .section-label {
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: var(--gold);
    margin-bottom: 12px;
  }
  h2 {
    font-family: var(--heading-font);
    font-size: clamp(28px, 4vw, 42px);
    color: var(--navy);
    line-height: 1.2;
    margin-bottom: 20px;
  }
  h3 {
    font-family: var(--heading-font);
    font-size: 22px;
    color: var(--navy);
    margin-bottom: 12px;
  }
  p { margin-bottom: 16px; color: #3a3a4e; }
  .lead { font-size: 19px; font-weight: 300; color: #444; margin-bottom: 28px; }
  .divider { width: 60px; height: 3px; background: var(--gold); margin: 0 0 32px; }

  /* ─── RESULTS / TRUST ─── */
  .results-section { background: var(--navy); }
  .results-section h2, .results-section .section-label { color: var(--white); }
  .results-section h2 { color: var(--white); }
  .results-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 2px; margin-top: 48px; }
  .result-card {
    background: rgba(255,255,255,0.05);
    padding: 36px 24px;
    text-align: center;
    border-top: 3px solid var(--gold);
  }
  .result-card .amount { font-family: var(--heading-font); font-size: 36px; color: var(--gold); font-weight: 900; margin-bottom: 6px; }
  .result-card .type { font-size: 13px; color: rgba(255,255,255,0.6); text-transform: uppercase; letter-spacing: 0.07em; }

  /* ─── TESTIMONIALS ─── */
  .testimonials-section { background: var(--off-white); }
  .testimonial-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 44px; }
  .testimonial-card {
    background: var(--white);
    border-radius: 8px;
    padding: 32px 28px;
    border-left: 4px solid var(--gold);
    box-shadow: 0 2px 20px rgba(0,0,0,0.05);
  }
  .stars { color: var(--gold); font-size: 18px; margin-bottom: 16px; letter-spacing: 2px; }
  .testimonial-card blockquote { font-style: italic; color: #444; margin-bottom: 20px; font-size: 15px; line-height: 1.7; }
  .testimonial-author { font-weight: 700; font-size: 14px; color: var(--navy); }
  .testimonial-case { font-size: 13px; color: var(--mid-gray); }

  /* ─── ABOUT ─── */
  .about-section { background: var(--white); }
  .about-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 72px; align-items: center; }
  .about-image-placeholder {
    background: linear-gradient(135deg, var(--navy), #1e3a6e);
    border-radius: 8px;
    height: 480px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: rgba(255,255,255,0.2);
    font-size: 14px;
    text-align: center;
    border: 1px solid rgba(201,168,76,0.2);
    position: relative;
    overflow: hidden;
  }
  .about-image-placeholder::after {
    content: '';
    position: absolute;
    bottom: 0; left: 0; right: 0;
    height: 4px;
    background: var(--gold);
  }
  .credential-list { list-style: none; margin-top: 24px; }
  .credential-list li {
    padding: 10px 0;
    border-bottom: 1px solid var(--light-gray);
    font-size: 15px;
    display: flex;
    align-items: flex-start;
    gap: 12px;
  }
  .credential-list li::before { content: '✓'; color: var(--gold); font-weight: 700; flex-shrink: 0; }

  /* ─── WHY CHOOSE US ─── */
  .why-section { background: var(--off-white); }
  .why-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; margin-top: 44px; }
  .why-card {
    background: var(--white);
    padding: 32px 28px;
    border-radius: 8px;
    box-shadow: 0 2px 16px rgba(0,0,0,0.05);
    transition: transform 0.2s, box-shadow 0.2s;
  }
  .why-card:hover { transform: translateY(-4px); box-shadow: 0 8px 32px rgba(0,0,0,0.1); }
  .why-icon {
    width: 50px; height: 50px;
    background: var(--navy);
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    color: var(--gold);
    font-size: 22px;
    margin-bottom: 20px;
  }
  .why-card h3 { font-size: 18px; margin-bottom: 10px; }
  .why-card p { font-size: 15px; margin: 0; }

  /* ─── INFO SECTION ─── */
  .info-section { background: var(--white); }
  .info-two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; }
  .info-list { list-style: none; margin-top: 12px; }
  .info-list li {
    padding: 10px 0 10px 28px;
    border-bottom: 1px solid var(--light-gray);
    font-size: 15px;
    position: relative;
  }
  .info-list li::before { content: '→'; position: absolute; left: 0; color: var(--gold); font-weight: 700; }

  /* ─── PROCESS ─── */
  .process-section { background: linear-gradient(135deg, var(--deep-navy), var(--navy)); }
  .process-section .section-label { color: var(--gold); }
  .process-section h2 { color: var(--white); }
  .process-steps {
    display: flex;
    flex-direction: row;
    gap: 0;
    margin-top: 48px;
    position: relative;
    align-items: flex-start;
  }
  .process-steps::before {
    content: '';
    position: absolute;
    top: 36px;
    left: 36px;
    right: 36px;
    height: 2px;
    background: rgba(201,168,76,0.3);
    z-index: 0;
  }
  .step {
    flex: 1;
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    padding: 0 10px;
    position: relative;
    z-index: 1;
  }
  .step-num {
    width: 72px;
    height: 72px;
    background: var(--gold);
    color: var(--navy);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: var(--heading-font);
    font-size: 28px;
    font-weight: 900;
    margin: 0 0 16px 0;
    position: relative;
    z-index: 1;
    border: 3px solid var(--gold-light);
    flex-shrink: 0;
  }
  .step h4 {
    color: var(--white);
    font-size: 14px;
    font-weight: 700;
    margin-bottom: 12px;
    line-height: 1.35;
  }
  .step p {
    color: rgba(255,255,255,0.55);
    font-size: 13px;
    line-height: 1.65;
    margin: 0;
    max-width: 140px;
  }
    .compensation-grid { grid-template-columns: 1fr; }
    .local-grid { grid-template-columns: 1fr; }
    .footer-grid { grid-template-columns: 1fr 1fr; }
    .sticky-call { display: flex; }
    body { padding-bottom: 70px; }
    .badge-bar { padding: 16px 24px; }
    .badge-bar-inner { gap: 20px; }
  }